Keep more revenueon every transaction
Decal works with your existing point-of-sale to accept stablecoin payments with lower fees, instant settlement, and the option to earn interest on your balances.
Estimate your savings
5.7% more than traditional processors
Trusted by businesses
like yours every day
From local merchants to growing brands, businesses choose Decal for faster payments, substantial savings, and a familiar checkout customers already trust.
“I love that Decal payments work with my existing point-of-sale flows, so integration was easy. Plus, their stored value loyalty program lets us keep more of every dollar we make.”
Sheena Lister
Founder, The Barb Shop
$3,900,000+
Processed through Decal
40,000+
Payments completed
Same checkout for customers,
with lower fees for your business
Familiar for customers
Customers scan and pay in a familiar web checkout, reducing drop-off with no signups, downloads, or learning curve.
Your order
Scan the QR to payScan to pay
Use your phone camera
How do you want to pay?
Confirm payment
21.00 USDC
Sales
Payment #1234
Now
17.76PYUSDPayment #1233
4:30 PM
19.67USDTPayment #1232
4:28 PM
54.20USDGOverview
$168,970.25
$157,142.35
$11,827.90
Instant settlement for your business
With most payment processors, your money takes days to show up. Using Decal, funds settle in seconds, with fees that are a tiny fraction of typical card processing.
Designed to work
with your existing POS
Decal integrates seamlessly with your point-of-sale system, so you don't need new hardware or a new workflow to start accepting stablecoins.
Integrates with leading POS systems
Currently supporting all Square devices, with more integrations coming.
Familiar flow for your staff
Your team continues customer check-outs as normal, assisted by familiar Decal QR codes (instead of clunky hardware).
Get set up in minutes
Link Decal to your POS in minutes and complete our guided onboarding to set up your dashboard and payment preferences.
Grow and retain your
customers with Stored Value
Loyalty that pays for itself
Fund your rewards program with yield earned on customer balances — not out of your own margins. Decal's Stored Value model turns idle funds into a growth engine.
Fund rewards without discounting
Lower the cost of retention
Drive larger top-ups
Earn on idle customer balances
Loyalty performance
$0.00
Balance top up received
Just now
Reward earned
Just now
Balance top up received
Just now
Build loyalty and
keep them coming back
Increase customer lifetime value with Stored Value and rewards that drive more frequent visits and higher average order sizes, without relying on deeper discounts.
Increase customer LTV
When customers preload balances, then spend it across future visits, they're guaranteed to come back and your transaction costs disappear.
Boost visit frequency
Stored Value outperforms traditional points-based loyalty: customers have a financial incentive to return.
Grow basket size
You choose the best top-up levels: customers can preload $25, $50, $100, or more.
Give your business
the stablecoin advantage
Stablecoin infrastructure enables Decal to settle instantly, cut fees, reduce disputes, and unlock yield for merchants.
24x7 settlement
Get paid in seconds, every day, with no payout windows, bank cutoffs, or delayed settlement.
Lower fees by design
Avoid high card network fees so your business keeps more revenue from every sale.
Fewer disputes
Stablecoin payments settle with finality, reducing chargebacks and dispute costs.
Unlock yield
Stablecoins generate interest natively, unleashing a new revenue stream for merchants.
What if your checkoutdid more than payments?
Lower fees, instant stablecoin settlement, stored value that brings customers back, and so much more.