Pricing
One plan.
Everything included.
Less than you pay now.
No tiers, no add-ons, no hardware to buy. Payments, bookings, prepaid packages and memberships, and Decal Treasury - for $49 a month.
Standard
Everything, one price
$49per month · cancel anytime
- IncludedPayments - cards, prepaid balances, and stablecoins
- IncludedBookings - appointments, classes, workshops, capacity limits
- IncludedPrepaid packages, memberships, and gift balances
- IncludedDecal Treasury - earn up to 8% on your idle balance*
- IncludedBooking page, payment links, and QR checkout
- IncludedWorks with your Square devices or standalone
Enterprise
For multi-location and high-volume businesses
Custompricing to fit your needs
- IncludedEverything in the Standard plan
- IncludedRollout support for multiple locations
- IncludedA dedicated account representative; white glove service
- IncludedAPI access and webhooks for custom integrations
What's included
Everything a lean business needs, nothing it doesn't
| Feature | Decal $49/mo | Square Premium $149/mo |
|---|---|---|
| Payments | ||
| Accept credit and debit cards | Included | Included |
| Accept stablecoins (digital dollars) | Included | Not included |
| Prepaid balances with 0% redemption fees | Included | Not included |
| Settlement in seconds, 24/7 | Included | Not includednext business day |
| Works with Square hardware | Included | Included |
| Tap to Pay on phone | Not included | Included |
| Bookings & appointments | ||
| Online booking page | Included | Included |
| Classes and workshops with capacity limits | Included | Included |
| Buffers, minimum notice, booking window | Included | Included |
| Book multiple services in one checkout, one fee | Included | Not included |
| Cancellations become client credit, not card refunds | Included | Not included |
| Packages, memberships & loyalty | ||
| Prepaid packages and memberships | Included | Included |
| Gift balances | Included | Included0% load on Premium only |
| Rewards funded by interest, not your margin* | Included | Not included |
| Money | ||
| Interest on your balance (up to 8%)* | Included | Not included |
| No lockups, withdraw anytime | Included | Not included |
| No chargebacks on stablecoin or prepaid payments | Included | Not included |
| Setup & support | ||
| Live in about 10 minutes | Included | Included |
| No hardware required | Included | Not includedreader sold separately |
No contracts
Month to month. Cancel anytime, no cancellation fee.
No hardware
Use the Square devices you have, or none at all.
No hidden fees
No setup, PCI, or minimum fees.
No lockups
Withdraw from Treasury whenever you like.
FAQ
Pricing questions
The short answers. The full FAQ covers refunds, security, and how Decal compares to Square Appointments and Mindbody.
Read the full FAQ →How much does Decal cost?
Decal is $49 per month with everything included. Payments made with stablecoins or from a customer's prepaid balance cost about 1% all-in. Card payments are 0% for your first three months, then 2.8% + 10¢. There is no hardware to buy. Square Premium is $149 per month per location plus 2.4% + 15¢ per in-person swipe.
What does "~1% all-in" mean?
The total cost to accept a stablecoin or prepaid-balance payment is about one percent, with no separate fixed fee, network fee, or interchange. On a $5 coffee, 2.9% + 30¢ card processing costs about 45¢; Decal costs about 5¢.
Is there really 0% card processing for three months?
Yes. New Decal merchants pay 0% on card processing for their first three months, then 2.8% + 10¢.
Is Decal cheaper than Square?
For most small service businesses, yes. Square Appointments runs $0–$149 per month per location plus 2.4–2.6% + 15¢ in person (Square pricing, September 2026). Decal is $49 per month, charges about 1% on stablecoin and prepaid-balance payments, and pays interest on your idle balance*, which Square does not.
How fast do I get paid?
Stablecoin and prepaid-balance payments settle to your Decal account in seconds, 24/7, including weekends. Moving money from Decal Treasury to your bank is one click; bank transfers follow normal banking days 1–3 business days.
Everything for $49 a month. Cards free for three months.
Built for people running lean businesses - and priced for them, too.