Cross-Currency Payments, Conversions & Currency Settings

Nick Frostbutter
NF
Nick Frostbutter
·

Stablecoin payments now settle into your currency automatically, and customers can pay in the currency they hold once you allow it.

Cross-Currency Payments

Organizations can now enable customer's to pay in other supported currencies (e.g. USD, GBP, etc) with a live quoted rates displayed at payment time. They choose the currency from a dropdown under the amount, which shows their wallet's balance in each one and the estimated charge and rate before they pay.

The payment is still recorded in your currency, and the receipt shows what they paid and the rate, making it clear for merchants and customers when a cross currency payment was made and converted.

Conversions

Stablecoin payments into your Decal wallet now settle into your primary currency automatically, whichever stablecoin the customer paid with. The new Conversions page under Finances lists every conversion, filterable by status, token and date, and any cost or gain from converting shows on the payment it came from.

Currency Settings

Payments in other currencies are off by default. Turn them on with Accept payments in other currencies? under Finances → Settings → Conversions, and checkout offers exactly what you allow.

Minor Improvements

  • The tip step starts on no tip, so customers can pay without choosing one. You can require an answer again in your tip settings.
  • Saved branding shows after a reload of the dashboard settings pages for businesses without a Decal Site, and uploading two images at once keeps both.
  • Checkout only offers payment methods that can pay the order's currency, and error messages state amounts in that currency.
  • Store credit stays in dollars. Top-ups are offered only on US dollar orders for now. Multi currency support for stored value is coming soon.
  • Single-theme sites keep their light alert colors when a visitor's device is in dark mode.
  • Improved dashboard table readability: long IDs no longer overlap other columns, and dates show relative time with the time in your timezone.

How it works

How can it cost so little? We skipped the card networks.

All the typical payment terminals and booking tools you've used sit on top of the credit card networks and pass their fees to you. Decal is built on stablecoins, digital dollars that move effortlessly, settle instantly, cost almost nothing, and earn interest natively.
Welcome to the future of commerce.

24×7 settlement

Your payments land in an instant.

Lower fees by design

No interchange to pass along.

Fewer disputes

Payments are final at confirmation.

Built-in yield

Dollars that earn while they chill.

Grow your business. Get paid. Earn on what you keep.

Built for people running lean businesses. And priced for them, too.

Start for free